# Social Security disability and mass tort settlements

> How a mass tort settlement might affect SSDI or SSI benefits and what recipients should know.

**Canonical URL:** https://drugsmonitor.com/guides/social-security-and-mass-tort-settlements
**Last updated:** 2026-06-11

A mass tort settlement is generally considered a lump-sum payment that could affect means-tested benefits. SSI (Supplemental Security Income) has strict resource limits, so a large settlement could temporarily or permanently affect eligibility.

SSDI (Social Security Disability Insurance) is not means-tested for most recipients, so a settlement typically does not affect SSDI benefits in the same way. However, the settlement could be considered income for tax purposes depending on how it is structured.

Consult with a Social Security attorney or benefits planner before accepting a settlement if you receive SSI or other needs-based benefits. Some settlements can be structured to preserve eligibility through special needs trusts.

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*Educational guide from DrugsMonitor.com. Not legal advice.*